Mel is a qualified Financial Planner who is passionate about supporting clients to improve their financial wellbeing and feel confident about their financial decisions. She takes a holistic approach to financial wellness, recognising that financial needs change through different stages of life. Mel works with clients to provide clear, practical financial planning advice tailored to their goals, whether they are building wealth, preparing for retirement, or navigating life transitions. Separately, Mel also operates as a Mortgage Broker, assisting clients with their lending needs. In this role, she helps clients navigate the home loan process with clarity and confidence, supporting them through property purchases, refinances, and changes to their lending arrangements. Mel is known for her approachable, supportive style and her ability to explain complex concepts in simple, easy-to-understand terms. She values strong relationships and works closely with clients to ensure they feel informed and supported as they move through each chapter of life.

Dave has been involved in the finance industry for more than 35 years, beginning his career in 1982 with the former Savings Bank of South Australia at the BankSA branch in Streaky Bay. In 2000, he joined the BankSA Financial Planning team and completed a Diploma of Financial Planning. After 32 years with BankSA, Dave made the decision in 2014 to move away from the bank advice channel and establish his own business. This allowed him to focus on providing traditional, client-focused service and building strong, long-term relationships. He has extensive experience assisting clients with financial strategies to improve their position, including retirement planning, transitioning into retirement. As Dave moves toward retirement, he has stepped back from his role as a financial planner and now supports Next Chapter Financial Planning in administration and paraplanning roles, enjoying a slower pace while continuing to contribute his knowledge and experience.

After finishing high school in 2007, I jumped straight into the workforce as an electrician and spent the next 18 years building a solid, hands-on career. Over time, I realised my real passion lay in finance and helping people make smart decisions about their future. I transitioned into mortgage broking in late 2025 and haven’t looked back. I’m genuinely excited to help people achieve their property goals and grow alongside them.

During Year 10, I completed a week of work experience that sparked a strong interest in finance. After finishing Years 10 and 11, I knew a career in finance was the path I wanted to pursue. This ultimately led me to step away from Year 12 and begin my professional journey with Next Chapter Financial Planning. I started this year as an Admin Assistant, where I’m learning the foundations of financial planning and gaining hands-on experience in the industry. My goal is to continue building my skills and knowledge, with the ambition of becoming a financial advisor in the future.