In a lending environment that’s more complex, more competitive and more data-driven than it’s ever been, more Australians are turning to mortgage brokers for help — and the trend isn’t slowing down. Back in 2021, brokers wrote a record 66.9% of all residential mortgages.¹ That was a jump of 6.8% from the year before and…

The Reserve Bank of Australia (RBA) has announced that the cash rate will remain steady at 3.60% following today’s meeting. The RBA continues to take a careful, measured approach as it works to balance inflation control with the goal of maintaining a healthy employment market. Here are the key points behind the decision: Inflation trends…

If you’re feeling pressure around your home loan, you’re not alone — and now is the time to get ahead of it. Reaching out early, understanding your options and getting the right guidance can make a world of difference. As your mortgage broker, my job is to help you prepare, plan and stay in control.…

f you’ve been considering building a new home or taking on a substantial renovation, you might have heard about the Federal Government’s HomeBuilder program — a one-off national grant designed to boost the construction industry and support Australians wanting to improve their living situation. While the program was only available for a limited time, many…

More Australians are working from home than ever before — whether it’s a full-time arrangement, a hybrid setup or the occasional work-from-home day. But when your house becomes your office, you may also find yourself paying for things your employer would normally cover. The good news? If the expenses are work-related, you may be able…

Helping your kids get a handle on money Teaching kids about money early on is one of the best gifts you can give them. Good money habits stick — and the earlier they learn how earning, spending and saving works, the more confident they’ll be when they eventually manage their own finances. With tap-and-go payments,…

The Federal Government is planning to relax some of Australia’s lending rules to help boost the economy after COVID-19. But what does that actually mean for borrowers — and is it a good thing? Loosening the rules to stimulate the economy To keep money flowing and support Australia’s recovery, the Government wants to simplify the…

Paying off your home loan is one of the biggest financial wins you can achieve — and doing it earlier than planned can completely change your life. Imagine the freedom of losing that monthly repayment: more money to travel, work less, invest, or finally tick off the things you’ve always said you’d “get to one…

Home prices have jumped sharply in recent years, and with them, all the “little extras” that come with buying a property. If you’re house-hunting, it’s worth double-checking that your budget can still comfortably cover the extra costs — because they can add up fast. In the past two years alone, the average Australian house price…

If you locked in a low fixed-rate home loan during the golden days of 2021, there’s a good chance your bargain rate is coming to an end soon — and for millions of Australians, that’s going to sting. The jump from a low fixed rate to today’s higher variable rates can feel like financial whiplash.…

what you need to know You’d think selling a few eggs at the front gate is harmless, right?Turns out, for some Aussies, it’s been enough to void their home insurance. A recent case in Victoria has put a spotlight on something most people with a side hustle have never thought about: whether your home insurance…

It’s the ultimate property conundrum – buy or rent? The answer is: it depends. Annoying, right? But don’t be discouraged. It’s not an impossible question to answer. It just means the key factors you need to consider – prices, rent, interest rates – are constantly shifting. It’s worth diving into the data, however, because choosing…